3-D Secure v2

<New set of product options, separately licensed>

WAY4 now supports the latest authentication protocol for e-commerce transactions: 3-D Secure v2, also known as EMV 3DS.  The new protocol fights fraud and makes the liability shift work in your favor. What’s more, 3DS v2 provides a frictionless checkout experience for online buyers. It results in fewer abandoned shopping carts and higher revenues for those who process online payments. 

EMVCo has certified both WAY4 modules: WAY4 3-D Secure ACS for issuers and 3-D Secure MPI/3-D Secure Server for acquirers. The new functionality supports the requirements of modern e-commerce industry:

  • New device types, such as smartphones, tablets and smart TV 

  • More data exchanged in the background for seamless security – 150 data fields vs just 15 in the older version

  • New authentication methods, including biometrics

  • Modern payment technologies and instruments, e.g. tokenization, wallets, in-app payments

  • Risk-based assessment that allows buyers to completely skip the “annoying” authentication challenges in certain cases

If you are using WAY4 3-D Secure v1, we offer a licensed upgrade to WAY4 3-D Secure v2. After the upgrade both protocols can co-exist in your payment processing until IPS stops processing the old version of protocol.

WAY4 3-D Secure v2 also works as a stand-alone solution. It can integrate via APIs into any 3rd party e-commerce infrastructure.

payments, cards, merchants, release notes Q1 2019, New in 03.48, acquiring, issuing, switchGuest Userswitch, issuing, acquiring