Way4 Digital Wallet software

Best Digital Payment Experience

Does it bother you how quickly user expectations grow for mobile wallets and how little a bank can do in response?

It is tough to keep tech-savvy bank customers engaged so that they spend more, and do so more frequently. It is no less challenging to reach the unbanked and financially underserved with payments and transfers, sometimes due to a lack of infrastructure.

To address these issues and give our customers a competitive advantage in both mature and emerging markets, we created Way4 Wallet. In this solution, we combine in-store, in-app and e-commerce payments for an exciting, personalized customer experience.

Now, you can bring your customers the best in m-commerce, e-commerce and in-store mobile payments. Make their checkouts convenient with QR codes, NFC, Apple Pay, Samsung Pay and Google Pay, tokenization, mobile coupons, restaurant bill splitting… the list goes on. Reward them with family wallet programs and geo-targeted offers. Entertain them with chatbot banking and gamified personal finance advice.

Way4 Wallet is a single platform to support all kinds of business models . Take a look at the complete list in the Way4 Wallet brochure.

Top-Ranked Vendor

The Ovum Decision Matrix report published their analysis of key software vendors in the mobile wallet space. These typically had high functionality, strong integration and configuration capabilities, major deployments in various geographies and significant market impact. In the report, OpenWay was recognized as a “Market Leader”.

Ovum analysts concluded that “focus on innovation and flexibility will be critical to long-term success in the market.”

Every Step of the Customer Journey

Way4 Wallet is the customer-centric online software system for omni-channel QR code, NFC and in-app payments and over 45 value-added services. Just scroll down and count them for yourself! Way4 Wallet orchestrates various payment services, instruments and channels, and supports every step of the customer journey: from quick user enrolment to ongoing engagement with payment and non-payment services.

Way4 Wallet makes your system smart. It is able to distinguish coffee take-outs from petrol fill-ups, and today's buyers from yesterday's. It rewards loyal customers on-the-fly. It stores and analyzes customers' personal data and transaction history to generate targeted offers in real-time and even price dynamically based on their behavior. 

What else? The solution’s multi-layer architecture allows you to customize your product.

The platform comprises three major levels:

1. Product and service management, automated workflows, online accounting and reconciliation, fraud prevention

2. Transaction management and API

3. SDK or ready-to-use UX and apps

The Way4 platform is powerful enough to handle large volumes of transaction traffic. Some of our clients serve over 16 different wallets on the same Way4 platform. Another works with 500,000 mobile agents and process 2,8 million m-commerce transactions per day.

Tech-Savvy and Unbanked