Way4 achieved the highest score on the Strength/Capability axis of all evaluated vendors — a clear confirmation of our leadership in product depth, multifunctionality, and flexibility. This distinction reflects Way4’s ability to deliver the most comprehensive solution capabilities in the market today. The report also noted high customer satisfaction, a strong innovation score, and close alignment with the needs of modern acquirers.
Powering growth for acquirers worldwide
Way4 Merchant Acquiring is trusted by top-tier acquiring banks, processors, and ambitious fintechs across Europe, the Americas, MENA, and APAC. The platform enables institutions to launch, scale, and tailor merchant services with:
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Fast time to market for new products and features
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Real-time operations and instant merchant onboarding
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High-volume performance for peak transaction loads
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Rapid innovation via parameter-driven configuration (up to ~95% without coding)
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A “glocal” service model — global best practices combined with local market expertise and regulatory compliance
End-to-end merchant lifecycle management
With Way4, acquirers can manage the complete merchant lifecycle, including:
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Digital onboarding with automated risk checks
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Dynamic, risk-based pricing models
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Omnichannel and multi-asset acceptance — POS, e-commerce, softPOS, cards, wallets, crypto, CBDCs, A2A
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Real-time clearing and reporting
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Value-added services such as tokenization, FX tools, DCC, MCP, streaming analytics, and data-driven loyalty
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Rich API ecosystem for seamless integration
Flexible architecture for continuous innovation
Way4’s composable architecture allows acquiring institutions to adapt rapidly to market changes and evolving payment trends. Institutions can configure nearly all product logic via parameters — no code changes required — ensuring faster rollouts and lower development costs.
About the report
The Datos Insights 2025 Merchant Acquiring Software Platforms Matrix is an in-depth evaluation of vendor capabilities and performance. The study assessed leading platforms that power banks and acquirers worldwide, using the proprietary Datos Matrix framework to measure stability, client base strength, product features, client satisfaction, service quality, and implementation success.
Datos Insights describes Way4 as “a market-leading, highly scalable platform with extensive customization capabilities to meet diverse client requirements”.
The report highlights that Way4 earned the highest solution capability score in the entire 2025 Matrix, underlining its unmatched breadth, depth, and adaptability. A Best-in-Class vendor, OpenWay provides the most comprehensive functionality across key categories that help clients win new business and integrate easily with core bank systems. It also scored highest in “Vendor Stability” due to its strong recurring revenue growth in merchant acquiring software.
It was also noted that Way4’s modular, omnichannel design supports any payment method, geography, or merchant segment, with advanced features such as digital onboarding, dynamic pricing, real-time analytics, and multitenant architecture.
