<Provided without additional fee to customers who have purchased the web-services option “Debit/credit adjustments and fees on Way4 accounts”>

Upon receiving a request from external systems, Way4 can perform non-transactional balance adjustments on a contract. For example, a bank’s call center can reward cardholders who agree to participate in a survey, or charge merchants a fee for information inquiries during night hours. The real-time crediting or debiting ensures more transparent service for customers.

This API works for any contract type in Way4, including cardholder, merchant and terminal contracts. The external request should include the amount, currency and transaction identifier, or code. Based on the identifier, Way4 either credits or debits the balance.