<Enhancements to the existing product> 
 
 Now acquirers can limit the total amount authorized for a merchant’s credit transactions – e.g. casino payments, insurance payments, etc. This functionality ensures that merchants always have enough funds for credit transactions, while acquirers get more protection against fraud.
 
 Before processing a credit transaction WAY4 checks the available balance. If the established limit has exceeded, all such operations will be rejected until the merchant funds are replenished.