Africa’s fintech story is powerful—and personal.
  • Kisumu moms paying school fees by phone

  • Rwandan farmers accepting digital payments

  • Lagos startups reaching millions

It’s about turning financial inclusion from a buzzword into 100 million real, daily journeys.

But scaling these journeys is hard. 75% of venture-backed fintech startups fail, often due to fragmented infrastructure, regulatory complexity, and high TCO (source).

That’s where OpenWay comes in. We’ve helped financial institutions beat those odds—every time.

Our Way4 digital payments software platform unifies:

  • Card issuing
  • Merchant acquiring
  • Regional and national switching
  • BNPL
  • CBDC and crypto cards
  • And many more

Our partners go live fast, innovate continuously, and expand confidently, even in complex, cross-border markets.

Consider: Equity Bank Group started in 2010 in 4 countries and launched the region’s first M-PESA-to-ATM on Way4. Today, they’re in 7 countries with millions of users enjoying seamless experiences on a single Way4 installation.

Note: OpenWay has achieved a 100% project success rate in Africa—supporting digital leaders from Nairobi to Dakar, Cairo to Cape Town.

Ideas are only the beginning. Africa’s innovators need trusted partners—those who bring the right technology and truly understand the people they serve.