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Kisumu moms paying school fees by phone
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Rwandan farmers accepting digital payments
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Lagos startups reaching millions
It’s about turning financial inclusion from a buzzword into 100 million real, daily journeys.
But scaling these journeys is hard. 75% of venture-backed fintech startups fail, often due to fragmented infrastructure, regulatory complexity, and high TCO (source).
That’s where OpenWay comes in. We’ve helped financial institutions beat those odds—every time.
Our Way4 digital payments software platform unifies:
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Card issuing
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Merchant acquiring
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Regional and national switching
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BNPL
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CBDC and crypto cards
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And many more
Our partners go live fast, innovate continuously, and expand confidently, even in complex, cross-border markets.
Consider: Equity Bank Group started in 2010 in 4 countries and launched the region’s first M-PESA-to-ATM on Way4. Today, they’re in 7 countries with millions of users enjoying seamless experiences on a single Way4 installation.
Note: OpenWay has achieved a 100% project success rate in Africa—supporting digital leaders from Nairobi to Dakar, Cairo to Cape Town.
Ideas are only the beginning. Africa’s innovators need trusted partners—those who bring the right technology and truly understand the people they serve.

OpenWay is the only best-in-class provider of digital payment software solutions, and the best cloud payment systems provider as rated by Aite and PayTech. OpenWay is a strategic partner of tier 1/2 banks and processors, fintech startups, and other leading payment players around the globe. Among them are Network Int. and Equity Bank Group in MENA, Lotte and JACCS in Asia, Nexi and Finaro in Europe, Comdata and Banesco in Americas, and Ampol in Australia.