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What ROI do digital payment players achieve with Way4? Here's what they report

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1 minute read
Faster go-lives for digital payment products. 300% income growth. Scaling to 40M users. When banks, processors, and fintechs ask about return on investment (ROI) in digital payments, they want proof, not promises. At OpenWay, we hear this question often, and we have the client results to answer it.

The reality of ROI in payments modernization

There’s no one-size-fits-all ROI number. Every client’s starting point is different.

But here’s what consistently stands out from our client’s experiences after launching on the Way4 platform:

  • Revenue growth from faster time-to-market and product flexibility

  • Lower operational costs through automation and platform consolidation

  • Smarter scaling with low marginal cost and high system uptime

  • CapEx optimization with SaaS or hybrid deployment options

Together, these factors deliver high ROI in practice.

Way4 in action: real examples of ROI

Faster go-live → faster monetization

  • Timo digital bank (Vietnam): launched its award-winning digital banking platform on AWS in just four months.

  • Nexi (Tier 1 European processor): live in 9 months, 300% income growth post-launch.

  • Network International (leading payment solutions provider in MENA): seamless, swift large-scale migration of Emirates NBD portfolio to Way4-based Network One.

Revenue acceleration through flexibility

  • Way4 enables ~95% of product logic via parameters vs. 30–40% in most legacy systems.

    → Faster experiments. Quicker pivots. Earlier revenue.

Cost control by design

  • Automated onboarding, compliance, fraud, reconciliation

  • One platform powers issuing, acquiring, wallets, BNPL, switching

    → Less manual work. Smaller IT footprint. Lower total cost of ownership.

Growth without bottlenecks

  • SmartPay (digital wallet ecosystem in Vietnam) scaled to 40M customers + 700K merchants in 3 years

  • Way4 uptime: 99.999%, with 3,400+ TPS supported

    → No need to reinvest in new platforms as you grow

ROI metrics we track with clients

Metric
Speed to market
Revenue uplift
Opex savings
TCO optimization
Scalability ROI
Impact
Faster product launches
New income streams
Less manual workload
Fewer vendors, lower maintenance overhead
Cost-efficiency of handling higher volumes


Way4 already delivers what the next generation of financial services demands—real ROI through faster time-to-market, automation, and business scalability.

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