Table of contents
Way4: your choice for issuing and acquiring innovations
Addressing pandemic-related trends
- Issuing: digital cards with instant online delivery and activation
- Acquiring: omni-channel e-commerce payments with dynamic pricing
Payments with multiple currencies
- Issuing: multi-currency cards for payments and savings, with the overdraft option
- Acquiring: FX revenue from cross-border payments
Corporate cards
- Issuing: multi-currency purchasing cards with real-time spending control
- Issuing + Acquiring = fleet cards with basket data analytics
Customer-centric loans
- Issuing: Consumer loans on POS
- Acquiring: merchant financing
- Issuing + Acquiring = loans in the form of corporate purchasing cards
Payment niches for socially responsible companies
- Issuing: cards with carbon footprint reporting and consumption advice
- Issuing + Acquiring = social cards
Digital wallet payments
- Issuing: cards with tokenization for major mobile wallets
- Acquiring: QR-code payments for SMEs, with instant settlement option
- Issuing + Acquiring = digital wallet ecosystem
Way4 as a cost-saving long-term choice
Issuers and acquirers referenced in this case study
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Halyk Bank, the largest acquirer in Central Asia
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Indó, Iceland's first-ever challenger bank
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Jysan Bank, a Central Asian issuer of multi-currency cards for payments and savings in 16 currencies
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MaaS Global, the leading Mobility as a Service provider and operator of Whim, all-inclusive mobility app
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Pleo, Danish fintech with 84% chance of becoming a billion-dollar business in the next three years according to GP Bullhound
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Rocker, a Swedish neobank building a mobile platform for personal finance: loans, payments and savings
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SmartPay, a mobile wallet ecosystem in Vietnam, connecting 1 ,000,000 consumers and 100,000 merchants
