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What ROI do digital payment players achieve with Way4? Here's what they report

Written by Admin | July 8, 2025

The reality of ROI in payments modernization

There’s no one-size-fits-all ROI number. Every client’s starting point is different.

But here’s what consistently stands out from our client’s experiences after launching on the Way4 platform:

  • Revenue growth from faster time-to-market and product flexibility

  • Lower operational costs through automation and platform consolidation

  • Smarter scaling with low marginal cost and high system uptime

  • CapEx optimization with SaaS or hybrid deployment options

Together, these factors deliver high ROI in practice.

Way4 in action: real examples of ROI

Faster go-live → faster monetization

  • Timo digital bank (Vietnam): launched its award-winning digital banking platform on AWS in just four months.

  • Nexi (Tier 1 European processor): live in 9 months, 300% income growth post-launch.

  • Network International (leading payment solutions provider in MENA): seamless, swift large-scale migration of Emirates NBD portfolio to Way4-based Network One.

Revenue acceleration through flexibility

  • Way4 enables ~95% of product logic via parameters vs. 30–40% in most legacy systems.

    → Faster experiments. Quicker pivots. Earlier revenue.

Cost control by design

  • Automated onboarding, compliance, fraud, reconciliation

  • One platform powers issuing, acquiring, wallets, BNPL, switching

    → Less manual work. Smaller IT footprint. Lower total cost of ownership.

Growth without bottlenecks

  • SmartPay (digital wallet ecosystem in Vietnam) scaled to 40M customers + 700K merchants in 3 years

  • Way4 uptime: 99.999%, with 3,400+ TPS supported

    → No need to reinvest in new platforms as you grow

ROI metrics we track with clients


Way4 already delivers what the next generation of financial services demands—real ROI through faster time-to-market, automation, and business scalability.