Way4 is built with an AI-first approach across four focus areas:
Real-time and A2A payments, card issuing, and merchant acquiring — instant, interoperable value transfer for consumers and businesses
CBDC and digital currencies — secure issuance and circulation alongside existing instruments
Open banking — compliant connectivity and new revenue models
Smart payment wallets — scalable ecosystems for retail, corporate, and public-sector needs
17% CAGR in account-to-account (A2A) payments across the region through 2027, driven by real-time schemes and greater interoperability (The Future of Global Payments & Fourth Generation Payment Networks (4GPN), 2025).
Wallets at 18% of POS value in 2023, projected to reach 33% by 2027, making wallets a leading in-store payment method (4GPN, 2025).
These trends explain why institutions are consolidating onto a single platform that can launch, adapt, and scale new services quickly.
Way4 enables teams to apply AI and hyper-automation directly to payment services — configuring cards, smart wallets, accounts, and merchant workflows faster; delivering personalized, data-driven services like dynamic merchant pricing and financing, using LLM-powered insights for on-demand profitability analysis and real-time product adjustments. The result: a better customer experience and lower TCO.
Our approach reflects the Fourth Generation Payment Networks (4GPN) blueprint: unified ecosystems that integrate cards, wallets, A2A and instant payments, FX, and digital currencies on a single platform, powered by IoT, cloud, and blockchain to transform complexity into speed and scale.
We’ll be on site for one-to-one discussions, and you’ll also see OpenWay on the Payment Digital Wallets panel.
Learn more about OpenWay in the Middle East.