WAY4 Case Studies

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Savings Bank of Russia Migrates to OpenWay’s WAY4 System

The Savings Bank of the Russian Federation (Sberbank) is one of the oldest and largest banks in Central and Eastern Europe. It is a publicly traded commercial bank with 20,000 branches operating in 11 time zones. With a portfolio of more than 14 million debit and credit cards and a 30% share of the Russian market, Sberbank is today one of the world’s leading issuers and acquirers. With more than 165 years of business heritage, Sberbank is now actively developing its international card acquiring network, which currently extends to 1,174 cities across 79 of Russia’s regions.

Project: Debit and Credit Card Issuing and Acquiring (2003 - 2004)

Solutions: WAY4 CMS, WAY4 Switch & Channel Banking, WAY4 Acquiring

Thailand’s Payment Solution Chooses WAY4 for New Prepaid and Co-Branded Card Business

Capital OK Company Limited was established in 2003 after a joint venture between DBS Bank and Shin Corporation Public Company Limited. Capital OK provides Thai consumers with a range of personal loans, revolving credit facilities and credit cards. In January 2005, Capital OK formed Payment Solution to develop a prepaid cards portfolio.

Project: Product Management, Issuing, Acquiring, Switching, Clearing and Settlement functionality for Pre-paid Co-branded cards (2005)

Solutions: WAY4 CMS, WAY4 Switch & Channel Banking, WAY4 Behaviour Loyalty, WAY4 Smart Card Perso, WAY4 Acquiring

Banksys Handles Change with WAY4

Banksys is one of the largest processing centre in Europe, providing major Belgian banks with card, merchant and transaction processing services. Established as a result of a merger between Bancontact and Mr Cash, Banksys has been in operation since the 1970s.

Project: Commercial Cards Issuing and Acquiring (2002 - 2003)

Solutions: WAY4 CMS, WAY4 Switch & Channel Banking, WAY4 Commercial CMS, WAY4 Acquiring


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