Features
WAY4 Advanced Switch is payment processing front-end and multi-channel management software. It is an intelligent broker delivering your products and services to your customers through multiple channels. Its efficiency and security make it the ideal sales engine!
WAY4 Switch is an automated front-end solution, delivering products and services to your customers from back-end ‘product warehouse’ systems. The software solution manages personalised and pro-active customer interaction at various touch points in a unified and efficient way. It is a new generation smart switch that manages transactions through its knowledge of your customers, products and risk factors. Today more than 100 banks, payments service providers, telcos and governmental agencies in 27 countries have selected WAY4 solutions.
ATM
POS
Self-service kiosk
Teller terminal
Web
Phone
Bank office
Card and merchant management
Core banking system
Scoring system
Customer relationship management system
Payment networks (Visa, MasterCard, AmEx, Diners Club, JCB, CUP, domestic)
Telco billing systems
Bill payment providers
Credit bureaus
Government information systems
Pension funds, etc.
Payment services
Retail
Cash advance, cash acceptance, cash exchange
Currency exchange
Bill payments, fund transfers, P2P (Visa Account Transfer, MasterCard Cash Direct)
Pre-paid services (vouchers, scratch codes, etc.)
Notification and information inquiries
Client information
Account information
Product information
Transaction information
Pre-defined system events
Customer profile management
Client product, account, service portfolio
Client payment profile
Client personal data management
Personal mailbox
Personal offers
Other services
Loyalty
Advertising
Dynamic customer profile aggregation
Distributed business transaction management
Customer interaction scripting
Transaction workflow scripting
Message dialect scripting
Terminal configuration management
Terminal monitoring
Customer authentication methods: PINs, certificates, passwords (OTP list/token, CAP, MMA)
Total customer liability and credit risk control
Fraud monitoring and prevention rules
Risk profiles by customer, product and channel
Pre-authorisation based on positive and negative customer data
Pre-validation on behalf of external systems that are temporary unavailable
Store and Forward (SAF)
Key management and distribution
EMV Authorisation Cryptograms (ARQC, ARPC)
Message Authentication Cryptograms (MAC)
3DES
SSL tunnels
Pan-European and local rules
Multi-institution payment switching and clearing
UNIFI support
Gateways to all international payment schemes
Full 100% EMV support since 2001
Product-oriented reporting facilities
Multi-channels services
Seamless integration with your legacy environment
Cross-border online payment switching
Notification, payment, account management services
Customer profile management services
Multi-channel manageent
Multi-system integration
Customer-centric service-oriented architecture
High performance on open platform
True online 24x7
